How will Medicare Advantage premiums and out-of-pocket limits change by 2026?

By 2026, about three‑quarters of Medicare Advantage enrollees with drug coverage will pay no extra premium beyond Part B, while the overall average supplemental premium will hover near $15 per month. However, out‑of‑pocket maximums will average around $5,400 in‑network and nearly $9,800 including out‑of‑network care, reflecting tighter cost controls and higher utilization management.